Terms and Conditions

Ascencia Malta Limited, a company incorporated under the laws of Malta and bearing company registration number C 94041 (hereinafter “Ascencia”, “we”, “us” or “our”) is an educational institution licensed by the Malta Further and Higher Education Authority (license number: 2021-018).

We manage and operate a portal, currently accessible online at https://www.eascencia.mt (“the Portal”), through which we make available a number of online courses (each “Online Course” and collectively “Online Courses”). These terms of use (“Terms”) govern the conditions under which you may access and use Portal, enrol to any of the Online Courses and generally access any material that we make available in our Portal. For ease of reference, we will use the term “Offerings” to refer to our Online Courses, any Course Material (term as defined hereunder) and generally any feature, functionality or service that we make available through our Portal. When you open an account with us, you become bound by these Terms and thus, we encourage you to take a few moments to read such Terms carefully and make sure you understand them.

We have tried to make these Terms fair and straightforward. However, if you have any questions, please feel free to get in touch with us through any of our contact channels.

1. Account

1. In order to access any of our Online Courses and generally benefit from our Offerings, you must have an active account. To create an account with us (“Account”), you must.
1. personally register in your own name by submitting the information requested in the account registration page;
2. be over eighteen (18) years of age and not legally incapacitated. If you are under 18 years of age, you must have your parent or legal guardian’s permission to open an Account, purchase access and enrol to any of our Online Courses and generally access any of the content that we make available to you (including accessing any Online Course material). Please ensure that your parent(s) or legal guardian(s) read these Terms with you and give their consent accordingly. When a parent or guardian gives such consent, it is considered that consent is being given on behalf of the parent/guardian but also the respective minor;
3. agree to be bound by the Terms; and
4. undertake to ensure that any information you provide is correct and kept up to date on an ongoing basis.

2. Account Safety

1. You are entirely responsible to ensure that you do not disclose the password chosen to anyone and if you suspect that your password has been compromised you may contact us to provide you with a new one.
2. We will assume that anyone logging in by entering the correct username and password is the person entitled to do so. We shall not be held responsible or liable for any loss that you incur as a result of misuse of your login details.

3. General Provisions

1. Our Online Courses are fully remote, allowing you to access all relevant material from the comfort of your own home or any other location of your choosing. There is no requirement to attend any physical classes, nor do we provide facilities for in-person attendance.
2. Our Online Courses are entirely on-demand, which means they are designed for you to progress at your own pace without real-time interaction with instructors. This format provides you with the flexibility to access and engage with the Course Material at times that best suit your schedule.

4. Course Outline

1. Our Portal includes a detailed catalogue of Online Courses available for enrolment. For each Online Course, we publish a dedicated web-page that provides crucial information such as entry requirements, the expected duration of the course, learning objectives, the material and content that will be available and terms of participation, among other important details (“the Course Outline”). If you require further information that is not available on the Course Outline, please feel free to contact us. We are committed to providing prompt and comprehensive responses to all your inquiries to ensure you have all the information you need prior to enrolling accordingly.
2. For the convenience of our users, we may also produce and provide podcasts summarizing the key aspects of these Online Courses. While these podcasts are intended to serve as a supplementary resource to aid in understanding course specifics, it is important to note that they do not replace the written content available on the individual Course Outline(s). In the event of any discrepancies between the information provided in the podcasts and the details listed on the Course Outline(s), the written information on the Course Outline(s) shall prevail.

5. Enrolment & Entry requirements

1. Once you have logged into your Account, you will be able to enrol in an Online Course. To do so, select the desired Online Course and complete payment.
2. Prior to enrolling, please ensure you meet any prerequisites or entry requirements outlined on the Course Outline.
3. Online Courses may be subject to entry requirements, such as language proficiency or prior qualifications. These entry requirements will be duly listed in the respective Course Outline. If you have any doubts about your eligibility to enrol in an Online Course, please do not hesitate to contact us for clarification.
4. Your enrolment in an Online Course is contingent upon our verification that you meet the specific entry requirements set forth for each Online Course. As part of the enrolment process, you will be asked to provide supporting documentation as required. Your registration will not be considered complete until all requested documents have been submitted and verified by us. By submitting any supporting documentation, you warrant that they are true, genuine, and have not been altered in any way. Should discrepancies or issues with documentation arise, we reserve the right to take appropriate actions, including delaying, refusing or revoking your enrolment.
5. If we determine that you do not meet the entry requirements, we will notify you accordingly. You will be given an opportunity to present your case, except where we are prohibited from doing so. Any fees paid in advance will be refunded, although we reserve the right to charge an administrative fee to cover the time and effort spent in assessing your documentation.

6. Payment

1. We offer two payment options: full advance payment or quarterly payment.
2. The payment methods available from time to time, along with any associated charges, will be listed on our Portal.
3. Payment must be made in Euro. You will be responsible for any charges associated with currency conversion.
4. You must pay the total course fees even if you do not complete your Online Course. No refund of fees or release from financial commitment will be granted for the non-completion of studies.
5. If you enrolled to one of our Online Courses, you are legally entitled to cancel your enrolment, provided that the following conditions are met.
1. If, after creating an Account and enrolling to an Online Course, you choose to access any associated Course Material, you will no longer be entitled to exercise such right to cancel. This is because accessing the Course Material signifies the commencement of the service, and by doing so, you acknowledge that you forfeit your right to cancellation under our terms and conditions. This policy ensures that the value of the course is preserved and that all participants adhere to a fair usage agreement. Hence, by accessing any Course Material at any time (even during the first 14-day period), you are losing and forfeiting the right to cancel (more commonly referred to as the right of withdrawal).
2. To cancel your enrolment, you need to inform us of your decision to withdraw from the contract within 14 days from the day when you made the order, by either
1. Sending us an email to info@eascencia.mt
or
2. Sending us a notification by post to our address.
3. You may use the following wording, but this is not mandatory (a simple email /letter notifying us that you want to cancel will be enough):

QUOTE – “TO ASCENCIA – I hereby give notice that I am cancelling my enrolment to the Online Course <<enter details of online course to which you enrolled>>. <<enter name>> <<enter address>> <<enter date>> <<sign>>” UNQUOTE

4. You are not required to give any reason for submitting such a cancellation.
5. When a cancellation request is validly received within the 14-day time frame indicated above, we will issue you a full refund for any payment received by us in relation to the Online Courses that you have cancelled. The refund will be made without undue delay and in any event not later than 14 days from the day on which you informed us about your decision to withdraw from this contract. We will carry out such reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement

7. Course Material

1. The material and content that we will give you access to once you successfully enrol to an Online Course consists of (a) academic orientation sessions, (b) pre-recorded lectures, (c) animated videos, (d) podcasts, (e) guest interviews and/or panel interview and/or (f) readings (collectively “Course Material”). Not all Online Courses will include all the aforementioned and thus, you are always encouraged to review carefully the respective Course Outline which will include a complete list of the Course Material that will be made available once you successfully enrol to that Online Course.
2. The Course Material will also include a curated selection of readings to complement your learning experience. This list will encompass references to books, journals, and other scholarly sources chosen specifically to enhance your understanding of course topics. However, it is important to note that we do not provide copies of these readings. Instead, you will be responsible for obtaining access to them independently.
3. Course Material will be made available to you based on your chosen payment method. If you opt for full advance payment, you will gain immediate access to all Online Course materials. Alternatively, if you choose to pay quarterly, access will be granted progressively, corresponding to each payment period.
4. The Course Material can only be accessed remotely through the Portal and only after you have successfully logged in to your Account. Course Material is made exclusively available for your personal and non-commercial use and are not to be shared with, or accessed by, any third party under any circumstances. To protect the integrity of our Course Material and prevent unauthorized sharing, access to Course Material is limited to three separate personal devices per registered user. Examples of such devices include personal computers, tablets, or smartphones. Concurrent access to Course Material on multiple devices is not permitted. Only one device may be used at a time to access the Course Material, ensuring controlled use and preventing simultaneous logins from different locations. Apart from certain documents which we will specifically indicate as being available for download, you will not be allowed to download, copy, save or otherwise store Course Material in any format. This includes any attempt to store these Course Material on any device or storage medium. Recording, broadcasting, or transmitting the content of the Course Material, including but not limited to audio, video, and digital content, through any means is strictly prohibited. This includes, but is not limited to, screen recording, using recording devices, or any form of media capture.
5. We employ various measures to monitor and enforce these access restrictions and prohibitions. Any attempt to circumvent these rules, including device limitations, downloading, recording, or concurrent access restrictions, may result in legal action against you, immediate suspension or termination of your Account and your participation to the Online Course.
6. We may utilise third-party service providers (such as YouTube, Vimeo, and others) to enhance functionality and display content. Please note that availability of these services may vary by location and can be restricted in certain countries. It is your responsibility to ensure that you can access all content associated with our Online Courses, including that which is hosted on third-party platforms. Should you need detailed information about the specific service providers used, please contact us on info@eascencia.mt
7. You may be prevented from completing the Online Course or taking any assessments unless you thoroughly review and engage with all Course Material provided to you. An Online Course may also include a specified number of contact hours, meaning that you will be required to spend a designated amount of time engaged in direct interaction with the Course Material.
8. You will have access to the Course Material for the expected duration of that respective Online Course, as set out in the Course Outline. Additionally, you will be granted a supplementary period equal to that initial expected duration for further review. You thus acknowledge and understand that, once this period lapses, you will no longer have access to the Course Material. Furthermore, please also note that access to the Course Material will be revoked if your Account is terminated, irrespective of how such termination occurs.

8. Assessment

1. Each Online Course may include a variety of assessment methods to evaluate your understanding of the Course Material and your progress. These assessment methods may include, but are not limited to, quizzes, assignments, and/or exams. The specific types of assessments used, their frequency, and the criteria for passing will be clearly listed on the Course Outline.
2. To successfully complete an Online Course and receive a passing grade, you must meet the assessment criteria established for that course. These criteria will be detailed on the Course Outline and may vary from one course to another. Typically, these criteria will specify the minimum scores required on quizzes, assignments, and exams, and the different grades.
3. Certain Online Courses include a virtual exam as part of the assessment criteria. To maintain academic integrity and ensure a fair testing environment, these exams require that participants have their webcams turned on throughout the duration of the exam. This allows proctors to monitor exam conditions and verify the identity of the examinees. You will be notified in advance about the specific proctoring methods to be used. Detailed instructions on technical setup associated with the virtual exams, including supported operating systems, webcam specifications, and internet bandwidth requirements, will be included in the Course Outline or otherwise provided well in advance of the exam date. You are solely responsible to test and confirm the functionality of your computer, webcam, and internet connection to ensure they meet the technical requirements specified for the virtual exam.
4. Participants are expected to adhere to the highest standards of academic integrity during the exam. Specific rules regarding permissible exam aids, communication with others, and other exam behaviour will be included in the Course Outline or communicated prior to the exam. Violations of exam policies may result in disciplinary actions, including but not limited to, the invalidation of exam results, disqualification from the Online Course and termination of your account.
5. Upon successful completion of an Online Course, including meeting all required assessment criteria, participants will be issued a Certificate of Achievement. This certificate will attest to the successful completion of the course and the attainment of the required competencies, including the grade.
6. If you complete all required activities for an Online Course but do not meet the passing criteria as outlined in the assessment requirements associated with that Online Course, you will not be eligible to receive a Certificate of Achievement. Instead, you will be issued a Certificate of Attendance, which acknowledges your participation in the Online Course.
7. Participants who do not pass the initial assessment(s) may be offered the opportunity to retake the failed assessment, depending on the specific course policies. Details regarding reassessment, including any potential costs, retake limits, and scheduling, will be provided on the Course Outline. Unless the Course Outline stipulates otherwise, students are offered the opportunity to retake a failed assessment at no additional cost. Should a student fail this retake, a second opportunity is available for a fee. If the assessment is not passed after this second attempt, the student will be required to retake the entire module, which will also incur a fee.

9. Student Engagement and Support

1. We are committed in fostering a collaborative learning environment and provide a number of resources and tools to support your learning journey.
2. Each student will be assigned an E-Mentor to provide guidance and support throughout the Online Course. Your E-Mentor is an experienced professional in the subject area, available to assist you with academic queries, provide feedback, and facilitate your learning process. You can reach out to your E-Mentor through the communication channels which we make available from time to time.
3. Furthermore, you will also be allowed to access the online discussion board specific to your Online Course, which is intended to allow you to engage with other fellow students, and share insights that are relevant to the Online Course. The information and advice shared by other students are not verified by us and thus, you are strongly encouraged to verify any information posted on these discussion boards with official Course Materials or through consultation with their E-Mentor. We reserve the right to remove any content that violates our community standards or disrupts the learning process for others. Furthermore, if you encounter content that you find objectionable or undesirable, whether from an academic standpoint or due to inappropriate, offensive, or harmful material, we encourage you to report this immediately, by sending us an email. Upon receiving a report, we will review the content promptly in accordance with our community standards and content policies. If the content is found to violate our policies, appropriate actions will be taken, which may include removing the content, issuing warnings to the responsible parties, or, in severe cases, suspending or terminating user accounts.
4. For any other query or concern, including technical queries, you can also reach out to us through our contact channels, including by sending us an email to info@eascencia.mt. We are committed to providing prompt and attentive responses to all your queries.

10. Warranties & Undertakings

1. You undertake and warrant the following:
1. To provide accurate, complete, and current personal and educational information at the time of registration and to promptly update this information as necessary;
2. To comply fully with any and all applicable local, national, and international laws and/or regulations;
3. To comply with any of our policies and regulations, including those regarding academic integrity, conduct, privacy, and technology use, understanding that failure to adhere to these policies may lead to disciplinary actions.
4. To actively participate in the Online Course in which you have enrolled, by completing all assignments, assessments, and projects on time, attending scheduled classes and examinations, and engaging with the course materials in alignment with the educational objectives set forth.
5. To maintain professional and respectful behaviour towards all peers, faculty, and staff, avoiding any form of harassment, bullying, or misconduct
6. To use the technology and platforms provided solely for educational purposes and to adhere strictly to guidelines regarding their acceptable use.
7. To refrain from doing anything that may prejudice our infrastructure or interfere with the experience of any other user.
2. Your use of the Portal and access to our Offerings is entirely at your risk. Our Offerings are made available to you on an "as is", “with all faults” and "as available" basis. To the fullest extent permitted by applicable law, we expressly disclaim and exclude all warranties, conditions and representations of any kind, whether express, implied or statutory, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.
3. To the extent permitted by applicable law, we make no warranty or condition that (i) our Offerings will meet your requirements, (ii) our Offerings will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from your use of the Platform and access to our Offerings will be accurate or reliable, or (iv) our Offerings will meet your expectations.
4. We may include or upload links to other websites or third-party applications. We are not responsible for the content, accuracy or opinions expressed in such websites, and such websites are not verified, monitored or checked for accuracy or completeness by us. Inclusion of any linked website does not imply approval or endorsement of the linked website by us. If you decide to access these third-party websites, you do so at your own risk.

11. Intellectual Property Rights

Content belonging to us

1. The Course Material and all content uploaded to or displayed on Our Portal by us, including any software that is embedded within it and generally all material which may be visually and/or audibly presented to you (hereinafter “Our Content”), is either our intellectual property (including, but not limited to, copyright, domain name rights and trademarks) or that of our licensor(s). Accordingly Our Content is and will be protected by trademark, copyright and other laws protecting intellectual property and confidential information. All rights are reserved. Reproduction, transfer, distribution or storage of part or all of Our Content in any form (which for the avoidance of doubt include software, images, photographs, videos, audio, and text) without our prior written permission is prohibited except in accordance with the following permission. You further acknowledge that you have no rights whatsoever to use or lay claim to any intellectual property belonging to us and/or our licensors.
2. We grant you a limited, personal and non-exclusive license to access and use Our Content it solely for the purposes set out in these Terms. You may not transfer this license or provide any rights therein to any third parties.
3. You agree not to monitor, use or copy our Platform and Our Content except where this is allowed explicitly. Any unauthorised use or reproduction may be prosecuted.
4. Any data and any information licensed to us from third parties is provided for use on the Platform only and may not be used for any commercial purposes without the consent of such third parties.

Content uploaded by You

5. From time to time, we may allow you to post content, including comments, photos, videos, and other multimedia files, to designated areas on Our Portal. This may also include submissions related to course assessments where applicable (“Your Content”). We do not claim ownership rights in relation to Your Content. However, by posting or making Your Content available to us, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such content (in whole or part) and/or to incorporate it in other works in any form, media, or technology now known or later developed.
6. You also agree to ensure that Your Content complies with applicable laws, do not infringe any rights of third parties, and do not contain any material that is defamatory, obscene, illegal, threatening, or violates any party’s privacy or intellectual property rights. This responsibility lies solely with you, and we reserve the right to review, edit, move or delete any such content at our discretion.
7. To the fullest extent permitted by law, you waive your moral rights in relation to Your Content and irrevocably undertake not to assert any such rights against us or any of our authorised users or assignors.
8. You hereby indemnify, defend, and hold us harmless against all loss, liability or expense (including reasonable attorney and witness fees and expenses) arising out of any claim brought by a third party that Your Content infringes upon, misappropriates, or otherwise violates any rights (including intellectual property rights) owned or controlled by a third party.
9. You should always keep separate copies of any material or work you upload onto our Portal, whether as part of your assessments or otherwise. To the extent permitted by law, we accept no liability whatsoever for loss, destruction or corruption of or to data or content you upload.

Other

10. If you believe that any Content breaches your or any third party rights, please get in touch with us without any delay by sending an email to info@eascencia.mt

12. Our Liability

1. To the fullest extent permitted by applicable law, we will not be liable for any (a) indirect, incidental, special, consequential, punitive or exemplary damages, (b) damages for loss of profits, (c) damages for loss of goodwill, (d) damages for loss of use, (e) loss or corruption of data, or (f) other intangible losses (even if we have been advised of the possibility of such damages), whether based on contract, tort, negligence, or otherwise, arising out of or in connection with the use of (or inability to use) our Offerings (or any of them) or the use of or reliance upon the Course Material or any of any content, available or accessible on our Platform or whilst accessing our Offerings.
2. To the fullest extent permissible by law, we exclude all representations, warranties, and guarantees (whether express or implied) that may apply to the Course Material, the Platform, the Online Courses or generally all of the content or material available whilst accessing or using our Offerings.
3. We exercise all reasonable skill and care to ensure that our Offerings are free from viruses and other malware. To the fullest extent permitted by law, we accept no liability for any loss or damage resulting from a virus or other malware, a distributed denial of service attack, or other harmful material or event that may adversely affect your hardware, software, data or other material that occurs as a result of your use of our Offerings.
4. To the maximum extent permitted by applicable law, and unless otherwise excluded in terms of the aforementioned, in no event will our total liability to you for all damages, losses (including contract, negligence, statutory liability or otherwise) or causes of action exceed the greater of (a) one hundred Euro (€ 100) or (b) the sums you have paid us in the 12 months before the event giving rise to your claims.
5. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the limitations set forth above may not apply to you.
6. Nothing in these Terms excludes or restricts our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be excluded or restricted by law.
7. We will not be liable or responsible for any failure to perform or delay in performance of any of our obligations that is caused by events outside our reasonable control.

13. Consumer rights

1. As a consumer, you may be entitled to certain rights. Nothing contained in these terms shall deprive you of these rights, but only to the extent that these apply.

14. Suspension, Termination & Related matters

1. We have the right to close or suspend your Account and/or your right and entitlement to use and access our Offerings if: (a) you breach these Terms or any other legal agreement in force between us; or (b) allowing you to keep using our Offerings would violate applicable law or a court order. In the event that termination is considered, and unless the circumstances require otherwise, you will be notified in writing, detailing the reasons and given an opportunity to respond before a final decision is made.
2. You also have the right to close your Account at any time by following the instructions in the relevant part of our Portal. You understand that by cancelling your Account you will be unable to access our Offerings, including any Course Material.
3. Following the termination of your Account (howsoever caused), you will no longer have the ability to access our Offerings or retrieve any relevant data associated with your Account, including any Course Material. The termination will result in the discontinuation of your privileges and rights to use our Offerings. Nevertheless, it is important to understand that specific terms and conditions outlined in these Terms will continue to apply even after the termination of your account.
4. We have the right to deactivate, remove, modify or replace our Offerings or any specific part or functionality, at our discretion, without prior notice. However, we will make reasonable efforts to notify you, particularly if we believe that failure to do so would materially prejudice you. You acknowledge and agree that we will not be liable to you and any third party if we exercise any of our rights indicated above.
5. Whilst we strive to deliver our Online Courses Course in accordance with the terms set out in the Course Outline, there may however be instances where adjustments to an Online Course are either necessary or beneficial, which could occur before or after you enroll. Consequently, and in order to maintain academic standards and adapt to changing circumstances, we retain the right to (a) make reasonable modifications to content and syllabus of Online Courses, and/or (b) suspend, discontinue, or consolidate Online Courses. However, should we decide to discontinue an Online Course for which you are already enrolled, you will be entitled to a refund. The specific amount and terms of the refund will be determined on a case by case basis.

15. Viruses, Malware and Security

1. You are responsible for protecting your hardware, software, data and other material from viruses, malware, and other internet security risks.
2. You must not do, attempt to do, or assist any third party to do any of the following: (a) decipher, decompile or reverse engineer any software or code that is used by us in relation to our Offerings, (b) circumvent, disable, override or otherwise interfere with any security feature that we implement to safeguard our infrastructure, the Course Material or any content that we make available through our Offerings, (c) interfere with or place an unreasonable load on our infrastructure; (d) “framing,” “mirroring,” or similar actions that involve copying or simulating the visual appearance or features of our Offerings and; (e) use or access any account without permission.
3. You must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or via our Offerings.
4. You must not attempt to gain unauthorised access to any part our Offerings, the server(s) on which our Offerings are hosted and stored, or any other server, computer, or database connected to our Offerings.
5. You must not attack us or any of our infrastructure by means of a denial of service attack, a distributed denial of service attack, or by any other means.

16. Data Protection & Privacy

1. All personal information that we may use will be collected, processed, and held in accordance with the provisions of EU Regulation 2016/679 General Data Protection Regulation (“GDPR”) and your rights under the GDPR.
2. For complete details of Our collection, processing, storage, and retention of personal data including, but not limited to, the purpose(s) for which personal data is used, the legal basis or bases for using it, details of your rights and how to exercise them, and personal data sharing (where applicable), please refer to Our Privacy Policies, available on our website. These policies are incorporated into these Terms by this reference.

17. Entire Agreement; Changes to these Terms

1. These Terms and any other document expressly referred to herein constitute the whole agreement between us and supersede all previous discussions, correspondence, negotiations, previous arrangement, understanding or agreement between us relating to this subject matter. We both agree and accept that, neither of us relied on any representation or warranty (whether made innocently or negligently) that is not set out in Terms or the documents referred to in them.
2. We may alter these Terms at any time, but in any case we will inform you accordingly, by means we deem reasonable in the circumstances.
3. In the event of any conflict between the current version of these Terms and any previous version(s), the provisions current and in effect shall prevail unless it is expressly stated otherwise.

18. Feedback & Complaints

1. It is important to us to ensure that your feedback is heard.
2. You may send any message containing complaints, suggestions, or queries that you might have regarding the use of the Platform by contacting us through any of our contact channels.
3. All messages are handled with due care by us and shall be confidential.
4. Upon receiving any such feedback, we will endeavour and do our utmost to reply as soon as is practicable.

19. Waiver, Severability

1. Our failure or delay to enforce any provision of these Terms is not a waiver of our right to do so later.
2. If any provision of these Terms shall be found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, the invalidity or unenforceability of such provision shall not affect the other provisions of the Terms and all provisions not affected by such invalidity or unenforceability shall remain in full force and effect.

20. Assignment

1. We reserve the right, without your consent, to assign these Terms and our rights and obligations under these Terms to a third party. This may happen as a result of or in preparation of a corporate transaction but there may be other circumstances where we may decide to do so.

21. Law & Jurisdiction

1. These Terms, and the relationship between you and Ascenia (whether contractual or otherwise) shall be governed by, and construed in accordance with the law of Malta.
2. You irrevocably agree to submit yourself to the non-exclusive jurisdiction of the Courts of Malta for settlement of any matter or dispute whatsoever arising out of these Terms, the Course Material, your access to the Portal or generally arising as a result of your enrolment to the Online Course.
3. In any case, this choice of applicable law and jurisdiction shall not have the result of depriving you of the protection afforded to you by provisions that cannot be derogated from by agreement by virtue of the law which, in the absence of choice, would have been applicable.